HERO PACE (Renovate America)
High Risk (D-) — Insolar Honesty Grade
HERO (Home Energy Renovation Opportunity) was administered by Renovate America until the company filed Chapter 11 in December 2020. Legacy HERO assessments remain attached to thousands of California properties, with ongoing disputes over disclosure quality, ability-to-repay assessments, and elder financial abuse allegations.
Where this grade comes from
Public-record events
- Renovate America Chapter 11 — December 2020 (Delaware)
- Federal multi-state PACE class action filed March 2025 — HERO legacy assessments named
- CA AB-2533 / AB-1066 — direct legislative response to HERO documented abuses
- Multiple federal court class certifications (2020-2024)
/ Best for
Not currently issuing new assessments. Property owners with legacy HERO liens should review payoff and rescission options.
/ Watch out for
Legacy HERO assessments may be subject to the March 2025 multi-state class action remediation provisions. Document everything and consult class-action notice publications.
Have direct evidence of an issue with HERO PACE (Renovate America)?
Report a new regulatory filing, court ruling, complaint pattern, or sales-practice issue. Verified submissions feed the next quarterly Honesty Index refresh. We only accept reports backed by documentation (filing numbers, screenshots, contracts).